Start free. Upgrade when you outgrow it.
The portfolio tracker is free forever. Pro adds broker auto-import, the full analytics suite, AI tools, crash simulation, dividend calendar and exports.
- 2 portfolios · 5 holdings each
- Full tracking: lots, transactions, TWR
- Live prices · 150k+ tickers
- Projections on 50+ yrs of real history
- Dividend tracking — DRIP or cash
- S&P 500 benchmark on every chart
- 10 portfolios · 100 holdings each
- Broker auto-import — read-only, one-click sync
- Full analytics suite
- Market crash simulation — presets + custom
- AI portfolio analysis & AI builder
- Dividend calendar
- PDF reports, CSV export & share links
- Everything in Free
- Unlimited portfolios & holdings
- Everything in Pro
- Priority support & weekly email recap
- Tax & realized-gains reports
- Custom benchmarks — compare vs any ticker
- Higher AI limits + monthly deep-dive report
Paid plans renew automatically until cancelled. Cancel anytime in account settings — access continues to the end of the paid period. Prices in USD, processed securely by Stripe.
Everything, side by side.
| Free$0 | Pro$15/mo · $129/yr | Investor$19.99/mo · $169/yr | |
|---|---|---|---|
| Limits | |||
| Portfolios | 2 | 10 | Unlimited |
| Holdings per portfolio | 5 | 100 | Unlimited |
| Tracking | |||
| Live prices · 150k+ tickers | ✓ | ✓ | ✓ |
| Multi-lot cost basis, transactions & TWR | ✓ | ✓ | ✓ |
| Dividend tracking — DRIP or cash | ✓ | ✓ | ✓ |
| Dividend calendar | — | ✓ | ✓ |
| Automatic monthly contributions | ✓ | ✓ | ✓ |
| Broker auto-import — read-only, one-click sync | — | ✓ | ✓ |
| Analytics | |||
| Projections on real price history | ✓ | ✓ | ✓ |
| Monte Carlo · 1,000 paths | — | ✓ | ✓ |
| Risk score, Sharpe, Beta & correlation | — | ✓ | ✓ |
| Market crash simulation | — | ✓ | ✓ |
| AI tools | |||
| AI portfolio analysis | — | ✓ | ✓ |
| AI portfolio builder | — | ✓ | ✓ |
| Exports & sharing | |||
| PDF reports & share links | — | ✓ | ✓ |
| Transaction CSV export | — | ✓ | ✓ |
Billing, answered.
Is the free tier really free forever?
Yes. Two portfolios with five holdings each, full transaction tracking, live prices, projections and the S&P 500 benchmark — no card, no trial clock, no surprise paywall on your data.
What exactly does Pro add?
Pro raises the limits to 10 portfolios with 100 holdings each, adds read-only broker auto-import with one-click sync, and unlocks the full analytics suite (Monte Carlo, risk score, Sharpe, Beta and correlations), the market crash simulation, both AI tools, the dividend calendar, and PDF reports, CSV export and share links. It's $15/month, or $129/year (about $10.75/month).
Can I cancel anytime?
Yes — cancel in your account settings in two clicks. Your plan stays active until the end of the period you've already paid for, and it won't renew after that. No emails to support, no retention hoops.
What happens to my data if I downgrade?
Nothing is deleted. Your portfolios and history stay saved; if you're over the new plan's limits you won't be able to add new portfolios or holdings until you're back within them.
How are payments handled?
All payments are processed securely by Stripe — Kapio never sees or stores your card details. Prices are in USD; paid plans renew automatically until cancelled.
Can I switch between monthly and annual?
Yes, you can switch plans or billing periods from your account at any time. Annual billing saves about 28–30% versus paying monthly.
Try everything free first.
Most people start on Free and upgrade when they hit the limits. Two minutes to your first portfolio.
Create free account →